Save Better.

One Bank. Many Options.

Beal Bank USA provides flexibility and convenience with many options for Certificates of Deposit (CDs) by offering a variety of term lengths and interest rates to align with your personal financial goals.

Rates valid as of 10/04/2026

Beal Bank USA

(Not available to residents of Texas and Ohio)

CD Term	APY*
3-Month	4.10%	Open now
6-Month	4.25%	Open now
9-Month	4.30%	Open now
12-Month	4.35%	Open now
18-Month	4.35%	Open now
24-Month	4.40%	Open now
30-Month	4.00%	Open now
36-Month	4.00%	Open now
48-Month	4.00%	Open now
60-Month	4.00%	Open now

Got questions? We’ve got answers.

See All FAQs